State of Connecticut
 
Connecticut Insurance Department

Health Insurance Rates for 2016

The following is a list of Connecticut health insurance rates that have been finalized for the 2016 coverage year.

The rates are for individual and small group non-grandfathered plans that will be offered in Connecticut. Four carriers have plans on the exchange in the individual market and three in the small group market. The remaining carriers are offering their products off-exchange only.

This page also included to link to:

(Click "Select" to view the individual filing, which includes an executive summary, final filing, correspondence, final disposition and final rates)


Cigna Health and Life Insurance Company - 2016 Off Exchange Rates

Tax ID: 59-1031071
Company Filing Type: Individual
Date Opended: 04/29/2015
Date Closed: 08/27/2015

On April 29, 2015, CIGNA Health & Life Insurance Co. (CHLIC) requested an average rate increase of 14.27%. After an actuarial review, Department disapproved the request and changed it to 9.55% on August 27, 2015.



ConnectiCare Insurance Company, Inc - 2016 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Small Group
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, ConnectiCare Insurance Co., Inc., requested an average rate increase of 5.6% and later revised that request to 2.2%. After an actuarial review, the Department disapproved the request and changed it to -0.5% on August 27, 2015.



ConnectiCare Insurance Company, Inc - 2016 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Individual
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, ConnectiCare Insurance Company, requested an average rate increase of 10.1% and later revised that request to 9.8%. After a public hearing was held, the Commissioner disapproved the request and changed it to 8.5% on August 27, 2015.



UnitedHealthcare Insurance Company - 2016 On Exchange Rates

Tax ID: 36-2739571
Company Filing Type: Individual
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, UnitedHealthcare Insurance Company requested an average rate increase of 12.4% and later revised that request to 11.4%. After an actuarial review, the Department disapproved the request and changed it to 5.5% on August 27, 2015.



UnitedHealthcare Insurance Company - 2016 On and Off Exchange Rates

Tax ID: 36-2739571
Company Filing Type: Small Group
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, UnitedHealthcare Insurance Company requested an average rate increase of 1.2% and later revised that request to 11.3%. After an actuarial review, the Department disapproved the request and changed it to 0.2% on August 27, 2015.



Aetna Life Insurance Company - 2016 Off Exchange Rates

Tax ID: 06-6033492
Company Filing Type: Small Group
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, Aetna Life Insurance Co. requested an average rate increase of 0.1% and later revised that request to -2.6%. After an actuarial review, the Department disapproved the request and changed it to -3.8% on August 27, 2015.



Aetna Life Insurance Company - 2016 Off Exchange Rates

Tax ID: 06-6033492
Company Filing Type: Individual
Date Opended: 04/29/2015
Date Closed: 08/27/2015

On April 29, 2015, Aetna Life Insurance Company requested an average rate increase of 5.6%. After an actuarial review, the Department disapproved the request and changed it to 1.4% on August 27, 2015.



Oxford Health Insurance, Incorporated - 2016 Off Exchange Rates

Tax ID: 22-2797560
Company Filing Type: Small Group
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, Oxford Health Insurance Inc. requested an average rate increase of 1.2% and later revised that request to 0.2%. After an actuarial review, the Department approved the request on August 27, 2015.



HealthyCT, Inc. - 2016 On and Off Exchange Rates

Tax ID: 45-3366866
Company Filing Type: Individual
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, HealthyCT, Inc., requested an average rate increase of 13.96% and later revised that request to 3.43%. After an actuarial review, the Department disapproved the request and changed it to 7.2% on August 27, 2015.



HealthyCT, Inc. - 2016 On and Off Exchange Rates

Tax ID: 45-3366866
Company Filing Type: Small Group
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, HealthyCT, Inc., requested an average rate increase of 6.01% and later revised that request to 0.88%. After an actuarial review, the Department disapproved the request and changed it to 4.8% on August 27, 2015.



UnitedHealthcare Life Insurance Company - 2016 Off Exchange Rates

Tax ID: 86-0207231
Company Filing Type: Individual
Date Opended: 04/03/2015
Date Closed: 08/27/2015

On April 3, 2015, UnitedHealthcare Life Insurance Company requested an average rate increase of 32.9%. After an actuarial review, the Department disapproved the request and changed it to 21.7% on August 27, 2015.



ConnectiCare Benefits, Inc. - 2016 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Individual
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, ConnectiCare Benefits, Inc. (CBI) requested an average rate increase of 2.0% and later revised that increase to 0.7%. After an actuarial review, the Department disapproved the request and changed it to an average decrease of 1.3% on August 27, 2015.



Celtic Insurance Company - 2016 Off Exchange Rates

Tax ID: 06-0641618
Company Filing Type: Individual
Date Opended: 04/01/2015
Date Closed: 08/27/2015

On April 1, 2015, Celtic Insurance Company requested an average rate increase of 15.95%. After an actuarial review, the Department approved the request on August 27, 2015.



HPHC Insurance Company, Inc. - 2016 Off Exchange Rates

Tax ID: 04-3149694
Company Filing Type: Small Group
Date Opended: 04/28/2015
Date Closed: 08/27/2015

On April 28, 2015, HPHC Insurance Co., Inc., requested an average rate increase of 4.3% and later revised that request to 1.7%. After an actuarial review, the Department approved the request on August 27, 2015.



Harvard Pilgrim Health Care of Connecticut, Inc. - 2016 Off Exchange Rates

Tax ID: 46-1681667
Company Filing Type: Small Group
Date Opended: 04/28/2015
Date Closed: 08/27/2015

On April 28, 2015, Harvard Pilgrim Health Care of Connecticut requested an average rate increase of 7.2% and later revised that request to 4.6%. After an actuarial review, the Department approved the request on August 27, 2015.



ConnectiCare Inc - 2016 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Small Group
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, ConnectiCare, Inc. requested an average rate increase of 8.6% and later revised that request to 8.0%. After an actuarial review, the Department disapproved the request and changed it to 2.5% on August 27, 2015.



ConnectiCare Inc - 2016 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Individual
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, ConnectiCare, Inc. requested an average rate increase of 5.2% and later revised that request to 5.1%. After an actuarial review, the Department approved the request on August 27, 2015.



Anthem Health Plans, Inc - 2016 On and Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Small Group
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, Anthem Health Plans, Inc. requested an average rate decrease of -7.15% and later revised that request to -9.15%. After an actuarial review, the Department disapproved the request and changed it to -9.90% on August 27, 2015.



Anthem Health Plans, Inc - 2016 On and Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Individual
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, Anthem Health Plans, requested an average rate increase of 6.7% and later revised that request to 4.7%. After a public hearing was held, the Commissioner disapproved the request and changed it to 2.4% on August 27, 2015.



Oxford Health Plans (CT), Inc - 2016 Off Exchange Rates

Tax ID: 06-1181201
Company Filing Type: Small Group
Date Opended: 04/30/2015
Date Closed: 08/27/2015

On April 30, 2015, Oxford Health Plans (CT), Inc., requested an average rate increase of 0.5% and later revised that request to 1.6%. After an actuarial review, the Department approved the request on August 27, 2015.



Golden Rule Insurance Company - 2016 Off Exchange Rates

Tax ID: 37-6028756
Company Filing Type: Individual
Date Opended: 04/06/2015
Date Closed: 08/27/2015

On April 6, 2015, Golden Rule Insurance Company, requested an average rate increase of 18.5%. After a public hearing was held, the Commissioner disapproved the request and changed it to 1.1% on August 27, 2015.









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