State of Connecticut
 
Connecticut Insurance Department

Health Insurance Rates for 2021

Click here for 2021 Requested Rate Filings Chart

The Connecticut Insurance Department has posted the initial proposed health insurance rate filings for the 2021 individual and small group markets. There are 14 filings made by 10 health insurers for plans that currently cover about 214,600 people.

Two carriers – Anthem and ConnectiCare Benefits Inc. (CBI) – have filed rates for both individual and small group plans that will be marketed through Access Health CT, the state-sponsored health insurance exchange.

The 2021 rate proposals for the individual and small group market are on average slightly lower than last year:

In addition, carriers have attributed the proposed increases to:

The Insurance Department will conduct actuarial reviews on each filing to determine if they are justified and will either approve, reject or modify the request. The 30-day public comment period on all filings begins today (July 24) and comments can be filed online through the link that accompanies every filing or can be delivered to the Connecticut Insurance Department at P.O. 816, Hartford, CT 06142-0816.

The administrative rate hearing will be held on Wednesday September 2, 2020 at 9:00 AM for both individual and small group products marketed on the Connecticut Health Exchange, commonly referred to as Access Health CT. The Department expects to make final rulings on the proposals in September.

Open enrollment for the 2021 coverage year begins November 1, 2020.


Click "Select" to view and COMMENT on the individual filing, which includes the initial filing and an executive summary. (The public comment period of at least 30 days begins July 24, 2021.)

Total of 14 filings requested


Harvard Pilgrim Health Care, Inc. - 2021 Off Exchange Rates

Tax ID: 04-2452600
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020, Harvard Pilgrim Health Care, Inc. filed a request to increase rates an average of 12.7 percent for small group HMO plans that will be marketed outside of Access Health CT, the state-sponsored health insurance marketplace.



ConnectiCare Insurance Company, Inc - 2021 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020, ConnectiCare Insurance Company, Inc. filed a request to increase rates an average of 10.3 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange.



ConnectiCare Insurance Company, Inc - 2021 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Individual
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020, ConnectiCare Insurance Company submitted a rate filing requesting a 4.0 percent average rate increase on its 'SOLO' individual health plans marketed outside of Access Health CT, the state sponsored health insurance exchange.



UnitedHealthcare Insurance Company - 2021 Off Exchange Rates

Tax ID: 36-2739571
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020, UnitedHealthcare Insurance Company requested an average rate increase of 10.3 percent for small group plans it is marketing outside of the state health insurance exchange.



Aetna Life Insurance Company - 2021 Off Exchange Rates

Tax ID: 06-6033492
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020, Aetna Life Insurance Co. submitted a rate filing for an increase of 18.9 percent for small group indemnity plans that provide major medical and prescription drug coverage for employers with 50 or fewer workers.



Oxford Health Insurance, Incorporated - 2021 Off Exchange Rates

Tax ID: 22-2797560
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020 Oxford Health Insurance, Inc., filed a request to raise rates an average of 13.4 percent for health plans used by employers with 50 or fewer workers.



ConnectiCare Benefits, Inc. - 2021 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Individual
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020, ConnectiCare Benefits, Inc. (CBI) filed a request to raise rates an average of 5.5 percent for individual health plans marketed through Access Health CT, the state's health insurance marketplace.



ConnectiCare Benefits, Inc. - 2021 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020, ConnectiCare Benefits, Inc. (CBI) filed a request to decrease rates an average of 0.2 percent for small group plans marketed through Access Health CT, the state's health insurance marketplace.



HPHC Insurance Company, Inc. - 2021 Off Exchange Rates

Tax ID: 04-3149694
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020 HPHC Insurance Co., Inc., filed notice with the Insurance Department that it plans to apply an average increase of 8.4 percent on small group health care indemnity plans used by employers, who have 50 or fewer workers.



ConnectiCare Inc - 2021 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Individual
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020, ConnectiCare, Inc. submitted a rate filing requesting an average increase of 5.2 percent on individual health plans or 'SOLO' products marketed outside of Access Health CT, the state sponsored health insurance exchange.



ConnectiCare Inc - 2021 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020, ConnectiCare, Inc. filed a request to increase rates an average of 10.0 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange.



Anthem Health Plans, Inc - 2021 On/Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020 Anthem Health Plans, Inc. filed a rate request for an average increase of 9.5 percent on small group health plans for employers with 50 or fewer workers.



Anthem Health Plans, Inc - 2021 On/Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Individual
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020, Anthem Health Plans, Inc. filed a rate request for an average 9.9 percent increase on individual health plans marketed on and off the state's health insurance exchange.



Oxford Health Plans (CT), Inc - 2021 Off Exchange Rates

Tax ID: 06-1181201
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed:

On July 20, 2020 Oxford Health Plans (CT), Inc., filed a request to raise rates an average of 14.5 percent for HMO health plans used by employers with 50 or fewer workers.









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