State of Connecticut
 
Connecticut Insurance Department

Health Insurance Rates for 2021

On September 11, 2020 the Connecticut Insurance Department issued its final rulings on 14 health insurance rate filings for the 2021 individual and small group markets. The filings were made by 10 health insurers for plans that currently cover about 214,600 people.

View The 2021 Final Rate Chart

Pricing Factors for 2021:

What’s Next

Open enrollment for the 2021 coverage year begins November 1, 2020.

Public Comment and Video of Informational Hearing

On September 2, 2020, the Department held an informational hearing for individual and small group plans marketed by Aetna, Anthem Health, Inc., ConnectiCare, Harvard Pilgrim and United/Oxford.


Click "Select" to view on the individual filing, which includes the initial filing and an executive summary.

Total of 14 filings requested


Harvard Pilgrim Health Care, Inc. - 2021 Off Exchange Rates

Tax ID: 04-2452600
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020, Harvard Pilgrim Health Care, Inc. filed a request to increase rates an average of 12.7 percent for small group HMO plans that will be marketed outside of Access Health CT, the state-sponsored health insurance marketplace, the Department disapproved the company's rate increase request and reduced it to an average increase of 11.1 percent on September 11, 2020.



HPHC Insurance Company, Inc. - 2021 Off Exchange Rates

Tax ID: 04-3149694
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020 HPHC Insurance Co., Inc., filed notice with the Insurance Department that it plans to apply an average increase of 8.4 percent on small group health care indemnity plans used by employers, who have 50 or fewer workers, the Department disapproved the company's rate increase request and reduced it to an average increase of 6.9 percent on September 11, 2020.



Oxford Health Plans (CT), Inc - 2021 Off Exchange Rates

Tax ID: 06-1181201
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020 Oxford Health Plans (CT), Inc., filed a request to raise rates an average of 14.5 percent for HMO health plans used by employers with 50 or fewer workers, the Department disapproved the company's rate increase request and reduced it to an average increase of 9.6 percent on September 11, 2020.



Anthem Health Plans, Inc - 2021 On/Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Individual
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020, Anthem Health Plans, Inc. filed a rate request for an average 9.9 percent increase on individual health plans marketed on and off the state's health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 1.9 percent on September 11, 2020.



Anthem Health Plans, Inc - 2021 On/Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020 Anthem Health Plans, Inc. filed a rate request for an average increase of 9.5 percent on small group health plans for employers with 50 or fewer workers, the Department disapproved the company's rate increase request and reduced it to an average increase of 2.6 percent on September 11, 2020.



ConnectiCare Inc - 2021 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Individual
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020, ConnectiCare, Inc. submitted a rate filing requesting an average increase of 5.2 percent on individual health plans or 'SOLO' products marketed outside of Access Health CT, the state sponsored health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 2.5 percent on September 11, 2020.



ConnectiCare Inc - 2021 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020, ConnectiCare, Inc. filed a request to increase rates an average of 10.0 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 4.7 percent on September 11, 2020.



ConnectiCare Insurance Company, Inc - 2021 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020, ConnectiCare Insurance Company, Inc. filed a request to increase rates an average of 10.3 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 4.2 percent on September 11, 2020.



ConnectiCare Insurance Company, Inc - 2021 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Individual
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020, ConnectiCare Insurance Company submitted a rate filing requesting a 4.0 percent average rate increase on its 'SOLO' individual health plans marketed outside of Access Health CT, the state sponsored health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average decrease of 4.0 percent on September 11, 2020.



Aetna Life Insurance Company - 2021 Off Exchange Rates

Tax ID: 06-6033492
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020, Aetna Life Insurance Co. submitted a rate filing for an increase of 18.9 percent for small group indemnity plans that provide major medical and prescription drug coverage for employers with 50 or fewer workers, the Department disapproved the company's rate increase request on September 11, 2020.



Oxford Health Insurance, Incorporated - 2021 Off Exchange Rates

Tax ID: 22-2797560
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020 Oxford Health Insurance, Inc., filed a request to raise rates an average of 13.4 percent for health plans used by employers with 50 or fewer workers, the Department disapproved the company's rate increase request and reduced it to an average increase of 8.6 percent on September 11, 2020.



UnitedHealthcare Insurance Company - 2021 Off Exchange Rates

Tax ID: 36-2739571
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed: 09/20/2020

On July 20, 2020, UnitedHealthcare Insurance Company requested an average rate increase of 10.3 percent for small group plans it is marketing outside of the state health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 5.7 percent on September 11, 2020.



ConnectiCare Benefits, Inc. - 2021 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Small Group
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020, ConnectiCare Benefits, Inc. (CBI) filed a request to decrease rates an average of 0.2 percent for small group plans marketed through Access Health CT, the state's health insurance marketplace, the Department disapproved the company's rate increase request and reduced it to an average decrease of 4.1 percent on September 11, 2020.



ConnectiCare Benefits, Inc. - 2021 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Individual
Date Opended: 07/20/2020
Date Closed: 09/11/2020

On July 20, 2020, ConnectiCare Benefits, Inc. (CBI) filed a request to raise rates an average of 5.5 percent for individual health plans marketed through Access Health CT, the state's health insurance marketplace, the Department disapproved the company's rate increase request and reduced it to an average decrease of 0.1 percent on September 11, 2020.









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