State of Connecticut
 
Connecticut Insurance Department

Health Insurance Rates for 2022

On September 10, 2021 the Connecticut Insurance Department issued its final rulings on 15 health insurance rate filings for the 2021 individual and small group markets. The filings were made by 11 health insurers for plans that currently cover about 222,700 people.

View the 2022 Final Rate Chart

Pricing Factors for 2022:

What's Next

Open enrollment for the 2022 coverage year begins November 1, 2021.

Public Comment and Video of Informational Hearing

On August 31, the Department held an informational hearing for individual and small group plans marketed by Aetna/CVS, Anthem Health, Inc., Cigna, ConnectiCare, Harvard Pilgrim and United/Oxford.


Click "Select" to view the final filing and executive summary.

Total of 16 filings requested


Harvard Pilgrim Health Care, Inc. - .2022 Off Exchange Rates

Tax ID: 04-2452600
Company Filing Type: Small Group
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021, Harvard Pilgrim Health Care, Inc. filed a request to increase rates an average of 14.5 percent for small group HMO plans that will be marketed outside of Access Health CT, the state-sponsored health insurance marketplace, the Department disapproved the company's rate increase request and reduced it to an average increase of 8.4 percent on September 10, 2021.



HPHC Insurance Company, Inc. - 2022 Off Exchange Rates

Tax ID: 04-3149694
Company Filing Type: Small Group
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021 HPHC Insurance Co., Inc., filed notice with the Insurance Department that it plans to apply an average increase of 13.1 percent on small group health care indemnity plans used by employers, who have 50 or fewer workers, the Department disapproved the company's rate increase request and reduced it to an average increase of 7.1 percent on September 10, 2021.



Oxford Health Plans (CT), Inc - 2022 Off Exchange Rates

Tax ID: 06-1181201
Company Filing Type: Small Group
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021 Oxford Health Plans (CT), Inc., filed a request to raise rates an average of 15.6 percent for HMO health plans used by employers with 50 or fewer workers, the Department disapproved the company's rate increase request and reduced it to an average increase of 9.9 percent on September 10, 2021.



Anthem Health Plans, Inc - 2022 On and Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Individual
Date Opended: 07/01/2021
Date Closed: 09/10/2021

On July 1, 2021, Anthem Health Plans, Inc. filed a rate request for an average 12.3 percent increase on individual health plans marketed on and off the state's health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 5.8 percent on September 10, 2021.



Anthem Health Plans, Inc - 2022 On and Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Small Group
Date Opended: 07/01/2021
Date Closed: 09/10/2021

On July 1, 2021 Anthem Health Plans, Inc. filed a rate request for an average increase of 11.5 percent on small group health plans for employers with 50 or fewer workers, the Department disapproved the company's rate increase request and reduced it to an average increase of 2.9 percent on September 10, 2021.



ConnectiCare Inc - 2022 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Individual
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021, ConnectiCare, Inc. submitted a rate filing requesting an average increase of 10.9 percent on individual health plans or 'SOLO' products marketed outside of Access Health CT, the state sponsored health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 8.6 percent on September 10, 2021.



ConnectiCare Inc - 2022 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Small Group
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021, ConnectiCare, Inc. filed a request to increase rates an average of 11.6 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 7.5 percent on September 10, 2021.



ConnectiCare Insurance Company, Inc - 2022 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Small Group
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021, ConnectiCare Insurance Company, Inc. filed a request to increase rates an average of 7.4 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 3.5 percent on September 10, 2021.



ConnectiCare Insurance Company, Inc - 2022 On and Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Individual
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021, ConnectiCare Insurance Company submitted a rate filing requesting a 5.1 percent average rate increase on its 'SOLO' individual health plans marketed outside of Access Health CTand new plans marketed on Access Health CT, the state sponsored health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 3.0 percent on September 10, 2021.



ConnectiCare Insurance Company, Inc - 2022 On Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Individual
Date Opended: 07/02/2021
Date Closed: 07/18/2021

On July 2, 2021, ConnectiCare Insurance Company submitted a rate filing for individual health plans marketed on Access Health CT, the state sponsored health insurance exchange. On July 18, 2021, ConnectiCare Insurance Company withdrew the On-Exchange only rate filing and merged this filing with the company's off-exchange rate filing at the request of the Department.



Aetna Life Insurance Company - 2022 Off Exchange Rates

Tax ID: 06-6033492
Company Filing Type: Small Group
Date Opended: 07/02/2021
Date Closed: 09/20/2021

On July 2, 2021, Aetna Life Insurance Co. submitted a rate filing for an increase of 14.1 percent for small group indemnity plans that provide major medical and prescription drug coverage for employers with 50 or fewer workers, the Department disapproved the company's rate increase request on September 10, 2021.



Oxford Health Insurance, Incorporated - 2022 Off Exchange Rates

Tax ID: 22-2797560
Company Filing Type: Small Group
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021 Oxford Health Insurance, Inc., filed a request to raise rates an average of 15.8 percent for health plans used by employers with 50 or fewer workers, the Department disapproved the company's rate increase request and reduced it to an average increase of 10.1 percent on September 10, 2021.



UnitedHealthcare Insurance Company - 2022 Off Exchange Rates

Tax ID: 36-2739571
Company Filing Type: Small Group
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021, UnitedHealthcare Insurance Company requested an average rate increase of 14.3 percent for small group plans it is marketing outside of the state health insurance exchange, the Department disapproved the company's rate increase request and reduced it to an average increase of 8.7 percent on September 10, 2021.



ConnectiCare Benefits, Inc. - 2022 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Small Group
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021, ConnectiCare Benefits, Inc. (CBI) filed a request to increase rates an average of 13.2 percent for small group plans marketed through Access Health CT, the state's health insurance marketplace, the Department disapproved the company's rate increase request and reduced it to an average increase of 10.3 percent on September 10, 2021.



ConnectiCare Benefits, Inc. - 2022 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Individual
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021, ConnectiCare Benefits, Inc. (CBI) filed a request to raise rates an average of 7.4 percent for individual health plans marketed through Access Health CT, the state's health insurance marketplace, the Department disapproved the company's rate increase request and reduced it to an average increase of 5.5 percent on September 10, 2021.



Cigna Health and Life Insurance Company - 2022 Off Exchange Rates

Tax ID: 59-1031071
Company Filing Type: Small Group
Date Opended: 07/02/2021
Date Closed: 09/10/2021

On July 2, 2021, Cigna Health and Life Insurance Company submitted a rate filing for small group health plans marketed outside Access Health CT, the state sponsored health insurance exchange, the Department reduced Cigna's rates by one percent.









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