State of Connecticut
 
Connecticut Insurance Department

Health Insurance Rates for 2023

The Connecticut Insurance Department has posted the initial proposed health insurance rate filings for the 2023 individual and small group markets. There are 13 filings made by 9 health insurers for plans that currently cover approximately 206,000 people.

Anthem, ConnectiCare Benefits Inc. (CBI) have filed rates for both individual and small group plans that will be marketed through Access Health CT, the state-sponsored health insurance exchange. ConnectiCare Insurance Company, Inc. has filed rates for the individual market on the exchange.

Harvard Pilgrim Health Care and HPHC have decided to leave the CT market and will no longer offer new business small group health plans. They will only renew existing plans through the end of their appropriate plan years.

The 2023 rate proposals for the individual and small group market are on average higher than last year:

View the 2023 Rate Filing Chart

In addition, carriers have attributed the proposed increases to:

The Insurance Department will conduct actuarial reviews on each filing to determine if they are justified and will either approve, reject or modify the request. The minimum 30-day public comment period on all filings begins today (July 8) and comments can be filed online through the link that accompanies every filing or can be delivered to the Connecticut Insurance Department at P.O. 816, Hartford, CT 06142-0816.

The Department expects to make final rulings on the proposals in September. Open enrollment for the 2023 coverage year begins November 1, 2022.


Click "Select" to view the final filing and executive summary and to submit public comments.

Total of 13 filings requested


Aetna Life Insurance Company - 2023 Off Exchange Rates

Tax ID: 06-6033492
Company Filing Type: Small Group
Date Opended: 07/19/2022
Date Closed:

On July 1, 2022, Aetna Life Insurance Co. submitted a rate filing for an increase of 14.1 percent for small group indemnity plans that provide major medical and prescription drug coverage for employers with 50 or fewer workers.



Anthem Health Plans, Inc - 2023 On and Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Individual
Date Opended: 06/30/2022
Date Closed:

On July 1, 2022, Anthem Health Plans, Inc. filed a rate request for an average 8.6 percent increase on individual health plans marketed on and off the state's health insurance exchange.



Anthem Health Plans, Inc - 2023 On and Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Small Group
Date Opended: 06/30/2022
Date Closed:

On July 1, 2022 Anthem Health Plans, Inc. filed a rate request for an average increase of 3.6 percent on small group health plans for employers with 50 or fewer workers.



Cigna Health and Life Insurance Company - 2023 Off Exchange Rates

Tax ID: 59-1031071
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed:

On July 1, 2022, Cigna Health and Life Insurance Company filed a request to increase rates an average of 19.64 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange.



ConnectiCare Benefits, Inc. - 2023 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Individual
Date Opended: 07/01/2022
Date Closed:

On July 1, 2022, ConnectiCare Benefits, Inc. (CBI) filed a request to raise rates an average of 24.1 percent for individual health plans marketed through Access Health CT, the state's health insurance marketplace.



ConnectiCare Benefits, Inc. - 2023 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed:

On July 1, 2022, ConnectiCare Benefits, Inc. (CBI) filed a request to increase rates an average of 22.9 percent for small group plans marketed through Access Health CT, the state's health insurance marketplace.



ConnectiCare Inc - 2023 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed:

On July 1, 2022, ConnectiCare, Inc. filed a request to increase rates an average of 24.5 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange.



ConnectiCare Inc - 2023 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Individual
Date Opended: 07/01/2022
Date Closed:

On July 1, 2022, ConnectiCare, Inc. submitted a rate filing requesting an average increase of 23.6 percent on individual health plans or 'SOLO' products marketed outside of Access Health CT, the state sponsored health insurance exchange.



ConnectiCare Insurance Company, Inc - 2023 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed:

On July 1, 2022, ConnectiCare Insurance Company, Inc. filed a request to increase rates an average of 29.3 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange.



ConnectiCare Insurance Company, Inc - 2023 On and Off Exchange

Tax ID: 06-1618303
Company Filing Type: Individual
Date Opended: 07/01/2022
Date Closed:

On July 1, 2022, ConnectiCare Insurance Company filed a request to raise rates an average of 25.2 percent for individual health plans marketed through Access Health CT, the state's health insurance marketplace.



Oxford Health Insurance, Incorporated - 2023 Off Exchange Rates

Tax ID: 22-2797560
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed:

On July 1, 2022 Oxford Health Insurance, Inc., filed a request to raise rates an average of 13.4 percent for health plans used by employers with 50 or fewer workers.



Oxford Health Plans (CT), Inc - 2023 Off Exchange Rates

Tax ID: 06-1181201
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed:

On July 1, 2022 Oxford Health Plans (CT), Inc., filed a request to raise rates an average of 15.7 percent for HMO health plans used by employers with 50 or fewer workers.



UnitedHealthcare Insurance Company - 2023 Off Exchange Rates

Tax ID: 36-2739571
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed:

On July 1, 2022, UnitedHealthcare Insurance Company requested an average rate increase of 13.9 percent for small group plans it is marketing outside of the state health insurance exchange.









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