State of Connecticut
 
Connecticut Insurance Department

Health Insurance Rates for 2023

On September 2, 2022, the Connecticut Insurance Department issued its final rulings on 13 health insurance rate filings for the 2023 individual and small group markets. The filings were made by 9 health insurers for plans that currently cover about 206,000 people.

View the 2023 Final Rate Chart

Pricing Factors for 2023:

What's Next

Open enrollment for the 2023 coverage year begins November 1, 2022.

Public Comment and Video of Informational Hearing

On August 15, the Department held an informational hearing for individual and small group plans marketed by Cigna and ConnectiCare.


Click "Select" to view the individual filing, which includes an executive summary, final filing, correspondence, final disposition and final rates.

Total of 13 filings requested


Aetna Life Insurance Company - 2023 Off Exchange Rates

Tax ID: 06-6033492
Company Filing Type: Small Group
Date Opended: 07/19/2022
Date Closed: 09/02/2022

On July 1, 2022, Aetna Life Insurance Co. submitted a rate filing for an increase of 14.1 percent for small group indemnity plans that provide major medical and prescription drug coverage for employers with 50 or fewer workers. The Department disapproved the company's rate increase request on September 2, 2022.



Anthem Health Plans, Inc - 2023 On and Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Individual
Date Opended: 06/30/2022
Date Closed: 09/02/2022

On July 1, 2022, Anthem Health Plans, Inc. filed a rate request for an average 8.6 percent increase on individual health plans marketed on and off the state's health insurance exchange. The Department disapproved the company's rate increase request and reduced it to an average increase of 6.3 percent on September 2, 2022.



Anthem Health Plans, Inc - 2023 On and Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Small Group
Date Opended: 06/30/2022
Date Closed: 09/02/2022

On July 1, 2022 Anthem Health Plans, Inc. filed a rate request for an average increase of 3.6 percent on small group health plans for employers with 50 or fewer workers. The Department disapproved the company's rate increase request and reduced it to an average decrease of 1.4 percent on September 2, 2022.



Cigna Health and Life Insurance Company - 2023 Off Exchange Rates

Tax ID: 59-1031071
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed: 09/02/2022

On July 1, 2022, Cigna Health and Life Insurance Company filed a request to increase rates an average of 19.64 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange. The Department disapproved the company's rate increase request and reduced it to an average increase of 12 percent on September 2, 2022.



ConnectiCare Benefits, Inc. - 2023 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Individual
Date Opended: 07/01/2022
Date Closed: 09/02/2022

On July 1, 2022, ConnectiCare Benefits, Inc. (CBI) filed a request to raise rates an average of 24.1 percent for individual health plans marketed through Access Health CT, the state's health insurance marketplace. The Department disapproved the company's rate increase request and reduced it to an average increase of 15.0 percent on September 2, 2022.



ConnectiCare Benefits, Inc. - 2023 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed: 09/02/2022

On July 1, 2022, ConnectiCare Benefits, Inc. (CBI) filed a request to increase rates an average of 22.9 percent for small group plans marketed through Access Health CT, the state's health insurance marketplace. The Department disapproved the company's rate increase request and reduced it to an average increase of 15.0 percent on September 2, 2022.



ConnectiCare Inc - 2023 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed: 09/02/2022

On July 1, 2022, ConnectiCare, Inc. filed a request to increase rates an average of 24.5 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange. The Department disapproved the company's rate increase request and reduced it to an average increase of 15.0 percent on September 2, 2022.



ConnectiCare Inc - 2023 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Individual
Date Opended: 07/01/2022
Date Closed: 09/02/2022

On July 1, 2022, ConnectiCare, Inc. submitted a rate filing requesting an average increase of 23.6 percent on individual health plans or 'SOLO' products marketed outside of Access Health CT, the state sponsored health insurance exchange. The Department disapproved the company's rate increase request and reduced it to an average increase of 15.0 percent on September 2, 2022.



ConnectiCare Insurance Company, Inc - 2023 Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed: 09/02/2022

On July 1, 2022, ConnectiCare Insurance Company, Inc. filed a request to increase rates an average of 29.3 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange. The Department disapproved the company's rate increase request and reduced it to an average increase of 15.0 percent on September 2, 2022.



ConnectiCare Insurance Company, Inc - 2023 On and Off Exchange

Tax ID: 06-1618303
Company Filing Type: Individual
Date Opended: 07/01/2022
Date Closed: 09/02/2022

On July 1, 2022, ConnectiCare Insurance Company filed a request to raise rates an average of 25.2 percent for individual health plans marketed through Access Health CT, the state's health insurance marketplace. The Department disapproved the company's rate increase request and reduced it to an average increase of 15.0 percent on September 2, 2022.



Oxford Health Insurance, Incorporated - 2023 Off Exchange Rates

Tax ID: 22-2797560
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed: 09/02/2022

On July 1, 2022 Oxford Health Insurance, Inc., filed a request to raise rates an average of 13.4 percent for health plans used by employers with 50 or fewer workers. The Department disapproved the company's rate increase request and reduced it to an average increase of 7.9 percent on September 2, 2022.



Oxford Health Plans (CT), Inc - 2023 Off Exchange Rates

Tax ID: 06-1181201
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed: 09/02/2022

On July 1, 2022 Oxford Health Plans (CT), Inc., filed a request to raise rates an average of 15.7 percent for HMO health plans used by employers with 50 or fewer workers. The Department disapproved the company's rate increase request and reduced it to an average increase of 10.1 percent on September 2, 2022.



UnitedHealthcare Insurance Company - 2023 Off Exchange Rates

Tax ID: 36-2739571
Company Filing Type: Small Group
Date Opended: 07/01/2022
Date Closed: 09/02/2022

On July 1, 2022, UnitedHealthcare Insurance Company requested an average rate increase of 13.9 percent for small group plans it is marketing outside of the state health insurance exchange. The Department disapproved the company's rate increase request and reduced it to an average increase of 8.4 percent on September 2, 2022.









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