State of Connecticut
 
Connecticut Insurance Department

Health Insurance Rates for 2024

On September 8, 2023, the Connecticut Insurance Department issued its final rulings on 10 health insurance rate filings for the 2024 individual and small group markets offered on and off the state exchange Access Health CT.

NOTE: The Connecticut Insurance Department does not regulate self-funded plans which fall under the authority of the U.S. Department of Labor.

The filings were made by 9 health insurers for plans that currently cover about 188,000 people.

Click here for 2024 Requested Rate Filings Chart

Pricing Factors for 2024:

What's Next

Open enrollment for the 2024 coverage year begins November 1, 2023.

The Health Rate Review Process and Timeline

Read the health insurance rate filing fact sheet

Public Comment and Video of Informational Meeting

On August 21, the Department held an informational meeting for individual and small group plans marketed by Anthem, Cigna and ConnectiCare.



Click "Select" to view the individual filing, which includes the initial filing and an executive summary, final filing, correspondence, final disposition, and final rates.

Total of 10 filings requested


Cigna Health and Life Insurance Company - 2024 Off Exchange Rates

Tax ID: 59-1031071
Company Filing Type: Small Group
Date Opended: 06/01/2023
Date Closed: 09/08/2023

On June 1, 2023, Cigna Health and Life Insurance Company filed a request to increase rates an average of 23.0 percent on small group policies marketed outside Access Health CT, the state-sponsored health insurance exchange. The Department disapproved the company's rate increase request and reduced it to an average increase of 13.8 percent on September 8, 2023.



ConnectiCare Insurance Company, Inc - 2024 On and Off Exchange Rates

Tax ID: 06-1618303
Company Filing Type: Individual
Date Opended: 06/01/2023
Date Closed: 09/08/2023

On June 1, 2023, ConnectiCare Insurance Company filed a request to raise rates an average of 17.5 percent for individual health plans marketed through Access Health CT, the state's health insurance marketplace.The Department disapproved the company's rate increase request and reduced it to an average increase of 15.3 percent on September 8, 2023.



UnitedHealthcare Insurance Company - 2024 Off Exchange Rates

Tax ID: 36-2739571
Company Filing Type: Small Group
Date Opended: 06/01/2023
Date Closed: 09/08/2024

On June 1, 2023, UnitedHealthcare Insurance Company requested an average rate increase of 8.2 percent for small group plans it is marketing outside of the state health insurance exchange.The Department disapproved the company's rate increase request and reduced it to an average increase of 4.8 percent on September 8, 2023.



Aetna Life Insurance Company - 2024 Off Exchange Rates

Tax ID: 06-6033492
Company Filing Type: Small Group
Date Opended: 06/01/2023
Date Closed: 09/08/2023

On June 1, 2023, Aetna Life Insurance Co. submitted a rate filing for an increase of 10.9 percent for small group indemnity plans that provide major medical and prescription drug coverage for employers with 50 or fewer workers.The Department disapproved the company's filing on September 8, 2023.



Oxford Health Insurance, Incorporated - 2024 Off Exchange Rates

Tax ID: 22-2797560
Company Filing Type: Small Group
Date Opended: 06/01/2023
Date Closed: 09/08/2023

On June 1, 2023 Oxford Health Insurance, Inc., filed a request to raise rates an average of 8.5 percent for health plans used by employers with 50 or fewer workers.The Department disapproved the company's rate increase request and reduced it to an average increase of 5.1 percent on September 8, 2023.



ConnectiCare Benefits, Inc. - 2024 On Exchange Rates

Tax ID: 46-1559752
Company Filing Type: Individual
Date Opended: 06/01/2023
Date Closed: 09/08/2023

On June 1, 2023, ConnectiCare Benefits, Inc. (CBI) filed a request to raise rates an average of 12.7 percent for individual health plans marketed through Access Health CT, the state's health insurance marketplace.The Department disapproved the company's rate increase request and reduced it to an average increase of 10.3 percent on September 8, 2023.



ConnectiCare Inc - 2024 Off Exchange Rates

Tax ID: 06-1537522
Company Filing Type: Individual
Date Opended: 06/01/2023
Date Closed: 09/08/2023

On June 1, 2023, ConnectiCare, Inc. submitted a rate filing requesting an average increase of 15.4 percent on individual health plans or 'SOLO' products marketed outside of Access Health CT, the state sponsored health insurance exchange.The Department disapproved the company's rate increase request and reduced it to an average increase of 12.3 percent on September 8, 2023.



Anthem Health Plans, Inc - 2024 On and Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Small Group
Date Opended: 06/01/2023
Date Closed: 09/08/2023

On June 1, 2023 Anthem Health Plans, Inc. filed a rate request for an average increase of 14.9 percent on small group health plans for employers with 50 or fewer workers.The Department disapproved the company's rate increase request and reduced it to an average increase of 5.1 percent on September 8, 2023.



Anthem Health Plans, Inc - 2024 On and Off Exchange Rates

Tax ID: 06-1475928
Company Filing Type: Individual
Date Opended: 06/01/2023
Date Closed: 09/08/2023

On June 1, 2023, Anthem Health Plans, Inc. filed a rate request for an average 9.8 percent increase on individual health plans marketed on and off the state's health insurance exchange.The Department disapproved the company's rate increase request and reduced it to an average increase of 5.6 percent on September 8, 2023.



Oxford Health Plans (CT), Inc - 2024 Off Exchange Rates

Tax ID: 06-1181201
Company Filing Type: Small Group
Date Opended: 06/01/2023
Date Closed: 09/08/2023

On June 1, 2023 Oxford Health Plans (CT), Inc., filed a request to raise rates an average of 7.5 percent for HMO health plans used by employers with 50 or fewer workers.The Department disapproved the company's rate increase request and reduced it to an average increase of 4.1 percent on September 8, 2023.